By taking appropriate estate planning steps, you may ensure the future and the ability of a person with mental illness or other disabilities, who needs or is receiving public benefits, to live comfortably when you’re no longer around to be the caregiver. At the same time, you may preserve governmental benefits that will pay for essential things like medical treatments, prescriptions, special residential arrangements, and the like, while the funds you leave may be used for supplemental items or “extras” not covered by governmental benefits.
By Esther Schwartz Zelmanovitz
