There are many public benefits available to individuals with disabilities. While a family could have substantial wealth and believe that their loved ones with special needs would never need to access government benefits, they could be making a serious miscalculation.
While most of a disabled individual’s needs could be met with private insurance and private pay, there are several excellent benefits that can only be accessed through Medicaid programs and cannot be paid for privately. Some of these programs may include community habilitation programs (providing skills and support in the home or community), day habilitation programs, eligibility for group home residency, and supported employment and employment training programs.
Medicaid has strict financial requirements for eligibility. Therefore, even if some planning would be required, it may be a very worthwhile endeavor to pursue Medicaid eligibility to provide benefits and opportunities for your loved one that money itself can’t buy.
